It makes sense to have a will. If you die intestate, the distribution of your estate determined by the state. In some circumstances it may be wise to take out a policy on someone else’s life, e.g. taking out a policy on your spouse’s or partner’s life. Life insurance can be written in trust and we can help. This helps avoid probate delays and uncertainties about beneficiaries. It may also have IHT advantages.
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Choosing life policies
