Investment bonds offer a high degree of flexibility for those wishing to invest a lump sum for the longer term, and can appeal to investors wishing to achieve income, capital growth, or both.
They provide the ability to invest in a range of investment funds specialising in different asset classes or in an assortment of asset mixes, and the chance to switch between them at little or no cost.
They also offer significant tax advantages for higher and addiotnal rate taxpayers wishing to draw an income of up to 5%, but the considerations involved are complex and should be discussed with a professional adviser.Last Updated
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Investment bonds
01: Introduction
The value of your investments - and the income from them - can fluctuate and it is possible that you might not get back a significant amount of your investment. Past performance is not a guide to future performance and may not be repeated.

